Since California is a community property state, one of the biggest complications when dividing assets can be determining what to do with the house. The only way to divide a house equally is to sell it and split the proceeds, but for many people this is not a workable solution because they want to remain in residence. Although more complicated, having one spouse move out and the other keep the house can work in some divorce cases and still allow for an equitable division of marital property, but there are steps people should take to protect their financial interests.
When couples in Oakland and Alameda divorce, any jointly owned debt does not uncouple along with the marriage. This means that if both peoples' names are on a loan, like a mortgage, then each of their credit reports will suffer if they miss a payment or default on the loan. If one person takes ownership of the house, that person should take sole responsibility for the mortgage. The only way to achieve this is to refinance.